Equifax Credit Reporting Complaint

Improper use of my credit report report shared with employer w/o consent

Equifax Credit reporting department,

Improper use of my credit report Report shared with employer w/o consent Georgia

I received a call from dealership where my husband and I purchased our truck last -. They said they noticed we have been making our payments on time and would to see us and possibly see about new options. We drove to dealership following weekend and were just going to just speak with someone. They keep trying to have us purchase a new vehicle on top of the one we already had and also told us we could just purchase a new vehicle and let the one we have go back. I specifically said we were not interested in a new truck and stated that several times while I was there. While I was there the manager sent my credit report to - different bank and financing companies without my permission trying to get us approved for another loan, which I had already stated I did not give them permission too. This is affecting my credit report because I have to many inquiries, and we were going to refinance in the up coming month or so. I contacted Equifax and they said I would have to contact each individual company. I contacted - of the - and they said they could not do anything because It was n't directly through them, that I would have to speak with the dealership. I called the dealership and spoke to the guy who pulled my report and he said there is no way he could contact credit bureau and let them know it was a mistake. - Equifax said they could send in a statement explaining that it was a mistake and to remove the inquiry ). He continued to say in his - years experience he has never heard of such a thing being done.

Equifax customer in Georgia
Jun 15, 2015

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with non-monetary relief

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