American Honda Finance Corporation Consumer Loan Complaint

American Honda Finance Corporation Consumer loan department,

Vehicle lease Problems when you are unable to pay New York

On -/-/- our daughter turned in her leased - to - - & leased another -. She was over her mile yet the dealer never mentioned it to her. the next thing we know, we get a notice from - that both my daughter & my wife ( who co-signed ) were put in for a charge off. We did n't even know we owed them money they never made any attempt prior to this to collect that debt. My wife took out a loan & paid the $4500.00 to -. We just found out thatthat charge off is still showing up on my wife 's credit report stating the $4500.00 has not been paid. I sent a letter to the President of - regarding this matter but never heard from him. A credit mgr told us this may be revenge as the charge off is off my daughters report but not ours. - did this to me as well, a few years back the repossessed my -/-/- - -. My business went down & I found myself in a very bad place & I understood this. I got a letter from them stating I owed them $6000.00 for the


off by - without making any effort to give me a chance to pay it off. I advised the collection agency I will pay the full amount once the charge off was removed. I was told they could n't do that, I advised them there was no upside to me paying the debt as 1 - I had no car ... 2 ) it was a bad report on my credit & 3 ) I would be out the $6000.00. I also advised them that the repo guys in pulling out of my driveway very fast because I was out walking my dog bottomed out & damaged the left front bumper which was n't repaired. This would have had an effect on the sale price. I did n't feel I should have to pay for that as well. I understood & was n't angry about the repo. However at - on a snowing Saturday morning - guys are running around my neighborhood Yelling repossession over & over again as I asked if I could just get my stuff out. I had to travel - hrs round trip to get my stuff That is when I saw how bad the bumper was & that it was n't repaired. The bottom line is Honda Finance puts a charge off on your credit even though they did n't attempt to collect the debt -. I complained to both - & my Senators, crongress women & state representatives & have not even receive an acknowledgement form them.