Collections Acquisition Company, Inc. Debt Collection Complaint

Other (phone, health club, etc.) False statements or representation attempted to collect wrong amount

Collections Acquisition Company, Inc. Debt collection department,

Other (phone, health club, etc.) False statements or representation Attempted to collect wrong amount Minnesota

On -/-/2015 I submitted a FULLY VALID check ( convenience check with plenty of available balance ) to a grocer and it was sent to collections erroneously as a returned check '' because they did n't process the check properly. The debt collector it was sent to lied to me, stating they sent me a notice -/-/2015 about this check being returned ''. I never received that letter and they sent me a copy of the letter '' ( dated - - when they sent it after I called, not -/-/2015 ), when I discovered the error on my credit report. The bank on which the check was drawn NEVER RECEIVED the check and thus could not have returned it. I have that

standing for anyone looking at my report all this time. It is showing I wrote a bad check '' when I did no such thing! My scores were Excellent '' and now Poor '' due to something I did not do, and the involved bank gets off scott free.

Collections Acquisition Company, Inc. customer in Minnesota
Jun 06, 2015

* Source: CFPB Complaint Database

Collections Acquisition Company, Inc. response to complaint:
Closed with explanation

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