HSBC Bank Account Or Service Complaint

HSBC Bank account or service department,

Checking account Problems caused by my funds being low Virginia

I bi-weekly send my bank deposits from my wife 's account, and it takes forever ( five to nine days ), for my account to be credited. Well, you can guess what happens in the mean time. While they do pay checks I 've written, I get charged $35.00 for each check processed and this can devistate my account. I 've checked my wife 's account the next day and find the funds have been deducted. If this is done on a Friday, they will take until the following Thursday to credit my account. This goes on even though I get bi-weekly deposits from -, and monthly deposits from -. This last credit took nine days for them to process, and credit me. By the way the bank is HSBC, having bought - - Bank that I was originally with, since -! If I did n't live in a state where they have no branches, I could walk into a branch, have the manager o.k. the check and get immediate credit for deposit. The checks I send them have never been returned! Never! How do they get away with this?