GE Capital Retail Credit Card Complaint

Unsolicited issuance of credit card

GE Capital Retail Credit card department,

Unsolicited issuance of credit card Texas

On - -, 2015 I went to Ashley Furniture Home Store on - - and - - in -, T-. I applied for $410.00 in financing for the purchase of a dinette set. approximately - weeks later I received an Ashley furniture credit card in the mail with a $2500.00 limit. My complaint is that I did not apply for a credit card. At no point was I told that in applying for financing of only $410.00 would a request for $2500.00 of credit deceptively be submitted, therefore added to my credit report. I called and complained and was told there was nothing that could be done. I stated I would not be using and would destroy the card. I further demanded that the correct the amount of credit reported to the credit bureaus to accurately reflect the amount of financing I authorized. Is n't it deceptive business practice to apply for an amount greater than what the consumer requested?

GE Capital Retail customer in Texas
May 07, 2015

* Source: CFPB Complaint Database

GE Capital Retail response to complaint:
Closed with explanation

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Contact GE Capital Retail

https://www.synchronyfinancial.com/
866-419-4096
950 Forrer Blvd 
Kettering, OH 45420
GE Capital Retail
GE Capital Retail

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