Amex Credit Card Complaint

Other fee

Amex Credit card department,

Other fee North Carolina

I was in a debt repayment program with a set amount that I paid each month to the credit card company. The final payment was an over payment. When I saw that I had a two dollar credit, I wrote and asked that I receive a refund check for this amount. I sent - letters, as I thought that the first did not reach them. About three weeks later I did receive a check. I went to my bank and cashed the $2.00 check, so you can imagine my surprise when I received a copy of the check from my bank with a stop payment order. I was also accessed a $12.00 fee for the stop payment on my account. I have attempted to contact American Express. I even went on - to try and get this resolved. I just keep having to try and explain it over and over .... If the money owed had been on my side, they would not have hesitated to demand that I pay up immediately. When I tried to call them, I was switched to a different extension, and after about - - minutes the line went dead. I 'm tired of going through this and re explaining everything to American Express. I 'm tired of having to go back in the long line to get someone to talk to. I want a refund of the original credit along with reimbursement of the fee that my account was charged. I do n't think a $2.00 check will break the bank for AmEx, but I am aggravated that not only do I not get money owed me, but have been accesses an additional fee as well - for their mistake.

Amex customer in North Carolina
May 05, 2015

* Source: CFPB Complaint Database

Amex response to complaint:
Closed with explanation

Consumer disputes how Amex handled their complaint

Created with Highcharts 4.2.3AmexComplaint HistoryComplaints12/20113/20124/20125/20126/20128/201210/201211/201212/20121/20133/20134/20135/20136/20137/20138/20139/201311/201312/20131/20142/20143/20144/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201511/20151/20163/20164/20165/201611/201612/20161/20170123456Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3AmexOther fee59.4%32.1%2.8%2.8%2.8%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageOther fee0.3%40.2%43.5%4.3%6.7%4.6%0.4%0.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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https://www.americanexpress.com/
800-528-4800
P.O.Box 981540
El Paso TX 79998
Amex
Amex

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