Speedy Cash Holdings Payday Loan Complaint

Can't stop charges to bank account

Speedy Cash Holdings Payday loan department,

Can't stop charges to bank account Oregon

The lender or merchant, Rapid Cash or Speedy Cash, obtained and fraudulently charged my debit card without my authorization on an outstanding balance from 2007 in the amount of $800.00. This transaction was not authorized by me and the statute of limitations of six ( 6 ) years has been exceeded in the state of oregon. I have contacted the merchant -, and - times they have been uncooperative and refusing to return my monies back to me. I have disputed the transaction with my bank and have filed a police report as I feel that the merchant has commited a crime. I 've also reported the merchant to Oregon District Attorney, Consumer Protection Agency and the Attorney General of their fraudulent activity and in attempts to get my monies returned to me. This unauthorized transaction took all of my paycheck that was also direct deposited on -/-/15, leaving me with literally no monies at all for the next two weeks, most importantly basics like living expenses ( i.e. food, transportation expenses, necessities, needed medication refills such as -, etc ) and for bills that are now going to be past due ( i.e. rent, utilities, car repair, etc ).

Speedy Cash Holdings customer in Oregon
May 04, 2015

* Source: CFPB Complaint Database

Speedy Cash Holdings response to complaint:
Closed with explanation

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