GE Capital Retail Credit Card Complaint

GE Capital Retail Credit card department,

APR or interest rate Idaho

My JCPenney card has a deferred interest balance for window coverings I purchased a few months ago and requires $25.00 minimum monthly payments. In the previous billing cycle I charged $9.00 on my JCPenney card and by the due date I paid $34.00 ( $9.00 in charges plus $ - monthly payment ) by the due date. My current bill shows a $2.00 interest charge! It took a - minute phone call to JCPenney to possibly correct this. - representatives, - & -, said I was the problem, that I had not paid enough! Finally, I discerned that all payments go towards the deferred interest charge ( except for - pennies in my case ) and almost nothing was credited to the current charges. This appears to be a scam, a way to charge interest on current charges even when they are paid in full. I was told by - that the only way to be able to pay current charges and not be charged interest is to call every month when I make my payment. Now, considering that it took - minutes to digest all of this, I believe many are being overcharged interest by this devious scheme.