Atlanticus Services Corporation Credit Reporting Complaint

Incorrect information on credit report account terms

Atlanticus Services Corporation Credit reporting department,

Incorrect information on credit report Account terms California

I paid off my Aspire Credit card more than 2 years ago. Recently, I was notified by my potential mortgage lender that Aspire Credit Card has incorrectly reported on my account status with - with - different account numbers and - different statuses. Once as closed and paid in full '' and the other as closed and paid with a balance, '' this - - is incorrect and has not been updated since 2009. When I called to ask for a correction, they said my records were purged so they could not correct the account and would not send me a letter stating that the account was purged. Apparently it is their policy to delete all account information if it is paid more than - year old, but not a policy to update the records correctly with the Credit Bureaus.

Atlanticus Services Corporation customer in California
Apr 20, 2015

* Source: CFPB Complaint Database

Atlanticus Services Corporation response to complaint:
Closed

Created with Highcharts 4.2.3Atlanticus Services CorporationComplaint HistoryComplaints4/201500.250.50.7511.25Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Atlanticus Services CorporationIncorrect information on credit report100.0%ClosedSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageIncorrect information on credit report0.0%29.5%0.3%0.1%68.8%1.2%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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