Discover Credit Card Complaint

Discover Credit card department,

Advertising and marketing Virginia

I recently applied for a Discover card. They advertised a 10.99-22.99 % APR. My credit rating is -, I have never gone through a bankruptcy, I only own - other cards, I 'm - years old, own my own home and have paid my bills on time for the past 40 years. I have only $6000.00 worth of debt ( half car loan and half credit card ), half of which I am transferring to the new card. I 've been employed with the same employer for five years, and if anyone expected to receive a favorable APR, it was me. So imagine my shock when I was approved for the card, which after six months at 0 % APR, shoots up to 20.99 %. I really think this is deceptive advertising. If I can not receive a better rate than -, I ca n't imagine there is anyone getting close to a 10.99 % rate. When I complained to the customer service person, she said I should call back in 6 months to see what they could do. I 'm not holding my breath about that, I will probably never use the card unless I can pay the balance each month.