GE Capital Retail Credit Card Complaint

Application processing delay

GE Capital Retail Credit card department,

Application processing delay New Jersey

I have not been able to access the reconsideration '' department for the Paypal Extras Mastercard, as Paypal has automated the process. I am trying to get rid of all connections to traditional banks, and move all of my financial products online. I really liked the way the Paypal Extras Mastercard was set up, and applied for it. Paypal 's automated system declined me for any amount, which I feel was unjustified so I attempted to reach a real life '' credit analyst so I could review the application with them. Paypal did not have any way of reaching this person through traditional means, therefore I attempting to use the CFPB to have Paypal 's Executive Team look at my account and reconsider the card. I have -


have been paid on time each month. I had some issues with my student loans a little while back, however I created a settlement two years ago, and have been paying them faithfully on time each month for the past two years, and any human '' analyst would be able to see that all past issues have been fully resolved. I am looking to transition from my - - -, to the Paypal Extras Mastercard because I want to get rid of all traditional banking and only use online banks '' as I trust their technology more than I trust the big banks. I was hoping to get approved for $3000.00 as that would allow me to be able to spend for my everyday expenses of about $1000.00 per month, as well as have $2000.00 for any emergencies that may come up. I have a salary of $43000.00, which is more than enough to ensure that I will pay off my balances each month. I ask Paypal to review my - Credit history to see that I have continuously paid you back on time, and will continue to do so. Please re-review my application, and change my status to approved, so I can continue to use Paypal 's awesome banking servicesAccount ID : --

GE Capital Retail customer in New Jersey
Apr 15, 2015

* Source: CFPB Complaint Database

GE Capital Retail response to complaint:
Closed with explanation

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Contact GE Capital Retail

https://www.synchronyfinancial.com/
866-419-4096
950 Forrer Blvd 
Kettering, OH 45420
GE Capital Retail
GE Capital Retail

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