SunTrust Bank Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

SunTrust Bank Bank account or service department,

Checking account Problems caused by my funds being low North Carolina

I am a new customer of Suntrust bank. When offered, I opted into overdraft protection, assuming there would be commercially reasonable terms as I experienced with - - - applied to my account. In fact there were not. They charged are total of $140.00 of fees to me for transactions that had, in fact, overdrafted my account by $42.00. When I called, they said they only charged fees for transactions over $5.00. - of the fees they charged in fact violated that policy by being for $3.00 each. They voluntarily refunded - unspecified fees as a matter of courtesy. There policy is n't in line with - - -, which exempts transactions under $10.00, and - goes out of its way to notify you that your account has been overdrawn via text message and e-mail. Clearly, Suntrust is out of line with public policy, and their checking account contract of adhesion is out of line with the common law in this country. Thank you.

SunTrust Bank customer in North Carolina
Apr 11, 2015

* Source: CFPB Complaint Database

SunTrust Bank response to complaint:
Closed with monetary relief

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