ClearSpring Loan Services, Inc. Credit Reporting Complaint

ClearSpring Loan Services, Inc. Credit reporting department,

Incorrect information on credit report Public record Maryland

ClearSpring Loan Services states I have a debt of $950.00. This is the - or - debt collector who has provided me with this debt. - debt collector must be selling to another debt collector. They have stated this debt is a result of a foreclosure I had in - -. However, my research unveiled by calling the county court 's office of where the property was located, that the bank bought back the property for what was owed on the mortgage, no more. I reached out to the debt collector to give me more information about this debt on numerous occasions with a breakout of what this charge is for so I can verify. They 've agreed that they would do so on - different occasions, but they never have. Each time, I get the same letter in the mail that says I have a debt of $950.00. No breakout whatsoever. They keep making empty promises, as the debt collectors call me every few days for the last couple years trying to collect. I grew so tired of them not abiding to their promises that I stop answering their calls. It is very frustrating, I keep getting the same


As required by Section 46A-2-128 of the - - -, ClearSpring Loan Services , Inc. is required to notify you of the following information concerning the account referenced above : The law limits how long you can be sued on a debt. Because of the age of your debt, - - - MRT Deficiencies can not sure you for it and - - - MRT Deficiencies can not report it to any credit reporting agencies. '' Even after receiving this notice, they still call me and try and collect on the apparent debt they say I owe. I called them to question this, and they stated that this notice does n't mean the debt goes away. I 've done everything I know of to research to see if there was a debt, requested the debt collector to send me a breakout of the debt so I can verify, but this has n't solved anything. I was so frustrated with them, I asked them never to call me again and that I wo n't pay them without being able to verify if this really is a debt of mine. However, they keep calling. I am writing because the debt still shows up on my credit report ; I would like that to be removed because I 'm under the impression when I go to get my next mortgage the bank securing the loan wo n't give it to me with a debt collection being reported. Please help. Thank you.