Western Union Money Transfers Complaint

International money transfer Money was not available when promised

Western Union Money transfers department,

International money transfer Money was not available when promised New Jersey

I transferred money on -/-/15 by Western Union 's Money in Minutes '' method, which was not made available to the receiver for almost - weeks. I only got a message from Western Union - WU - today - -/-/15 - that the funds are ready for pickup after several complaints to them ( but it is too late as the matter has been overtaken by events ). I have been using WU for over 15 years and have a Gold card ( # - ). I sent $300.00 on -/-/15 to a high school friend - -, - for an urgent medical matter ; the transfer was done via telephone with my debit card, which I have used many times in the past. I provided my information, set up a test question and my information was verified. At the end of the call, I was given the Money Control Transfer Number ( MTCN ) - and informed that


I paid for was not rendered and got no sensible answers or any resolution. I spoke with a few reps at WU including, - ( rep id - ), - ( a supervisor ) and - ( in the - Support department ), but my efforts proved futile and circular. Amidst the rudeness, impatience and - customer service, what I could decipher from the incoherent explanations from the WU staff was that for some reason further verification was needed and that my phone number was inconsistent/incorrect/unverifiable. This is troubling on many levels : -, verification was already done on -/-/15 when I was provided the MTCN ; -, if it was n't, why was it not done and why wait 5 days until I call to report non performance on their part before they bring that up ; -, I provided my phone number on -/-/15 and they already have it on their system as it is my main number and what I used to make the call on the said date ; -, WU has already debited my account and are in possession of the funds, while refusing to honor the agreement by remitting it to the receiver ; lastly, there was no urgency exhibited by WU 's staff to right a wrong/error as chronicled here. As I was on the phone to WU, the line was conveniently '' cutoff a - of times and I was passed from - rep to another until I was jaded and moved on to do other important things like my job. Even after I reported this matter to WU 's corporate office on -/-/15, there still was no urgency to perform the service that I paid for and for which they were already delinquent. I had to gather another $300.00 to send through a different money transmitter, while WU dilly-dallied. In the mean time because WU held on to my money illicitly, I incurred bank charges for bounced checks and the supposed receiver incurred late fees ( and immense troubles ) on his end because he was unable to pay the medical bills in a timely manner due to WU 's non performance. At the time of writing, WU is still to return my money ; they claim that they delayed my transaction for compliance reasons. If this is not an egregious breach of trust and contract, I do n't know what is. The purpose of sending the funds via WU has been defeated and instead they have given me more pain than gain in the transaction. Please assist in helping me obtain some accountability.

Western Union customer in New Jersey
Apr 09, 2015

* Source: CFPB Complaint Database

Western Union response to complaint:
Closed with explanation

Consumer disputes how Western Union handled their complaint

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