Synchrony Financial Forbearance / Workout Plans Complaints

Review and analysis of over 7 complaints against Synchrony Financial

Synchrony Financial consumers have reported over 7 official complaints related to Forbearance / Workout plans. Out of the 7 consumer complaints against Synchrony Financial, 0% were disputed by the consumer (i.e. the consumer was not happy with how Synchrony Financial responded to their complaint) and 100% were processed in a timely manner. 29% of consumer complaints against Synchrony Financial resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Forbearance / Workout Plans Consumer Complaints


Synchrony Financial Credit card forbearance / workout plans

March 14, 2017 - I have a Amazon Card through Synchrony Financial. I had a $700.00 credit limit. I made my monthly payments until I could n't in - of 2016. A rep from synchrony called me in - of 2016 and we set up a repayment plan for six months so I could get my card back on track. Every Month through the six months the payment was a little more than the last. Well come to the end of the six months my account is still delinquent and closed. The rep told me that when I finished with the - payments my account would be current, the late fees would stop and I would start making the usual monthly paymen...

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Synchrony Financial Credit card forbearance / workout plans

February 7, 2017 - I have a credit card, Care Credit with Synchrony Bank that I have had since - - that I have been paying on monthly since. I received an online statement that I have gone over my $2000.00 credit limit and owe a minimum payment of $170.00. After contacting the customer service department for the Card on -/-/-. I was informed by the agent, that the reason my monthly payment is so high due to a missed payment and due to the promotional fees. The agent stated that I have made over $800.00 in payments just in the past year from what her system can only go back 1 year, and accumu...

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Synchrony Financial Credit card forbearance / workout plans

January 5, 2017 - Due to financial hardship I was unable to keep up with monthly payments on my Synchrony/CareCredit account, which was in excess of $3000.00. At - point about - months ago they offered to settle it for a fraction of the balance but I told them I intended to pay the full debt but needed more time. I then began receiving threats to charge off the account, to which I told their representative on the phone that I did not want it charged off but needed more time to be able to start payments again. That person said they would note it on the account. I now come to find out that this shady co...

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Synchrony Financial Credit card forbearance / workout plans

November 1, 2016 - Synchrony Bank previously GE Retail Bank now is the financing company for Lowe 's, and HH Gregg. I made an unemployment claim back in 2013 to now have Synchrony Bank state that I did not have card coverage. I had both card for more than 20 years. I can not say how terrible this made me feel and how hard this is for this retail giant. I have these account that I paid on time over the years. I now need your assistance I know I was sold the card service to only have these companies report a Collection Balance when this is a Unemployment claim from - that should have paid both these accounts of...

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Synchrony Financial Credit card forbearance / workout plans

September 28, 2016 - I attempted to contact Sam 's Club to get my payment reduced. However, Once it was being transferred to customer services i got a number code ( - ) and the phone hunged up. I have been with Sam 's club for sometime now. In the past my payment history has been in great standings. However, I had a change in job where my income has decreased tremendously and I can not afford to keep up with the payments. I have been late frequently and Sam 's continue to add more late fees that causes the balance of my Sam 's club account to increase. I am being charged - for late fees and - for interest...

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Synchrony Financial Credit card forbearance / workout plans

June 16, 2016 - I had a dental procedure in - of - and was given Care Credit as an option to pay the $3200.00. I was quite out of it -. I realize now that I should not have agreed to any financial plans while fuzzy. However the dental office staff did n't give me much info and made it seem like a very standard way to pay. I was offered either a no interest plan if paid by a certain date and a fixed payment plan with interest. I 'm not even sure which plan I chose. Probably the one with the lower payment as I was financially strapped after a lay off. I 'm not sure if I signed anything. My monthly pa...

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Synchrony Financial Credit card forbearance / workout plans

January 18, 2016 - On -/-/- we made a purchase of $3000.00 with a promotional credit offer of 18 months @ 0 % interest. I was able to make all the payments on time and in excess of the minimum payment due of $160.00. By - - I had a balance of $960.00 with 10 months to go on the 0 % offer. On -/-/- I called Synchrony Bank to reduce the minimum payment to $100.00. The first agent was un helpful. I waited - minutes to speak to - - - -, who refused to do anything. Her supervisor was unavailable. I asked how I could register a complaint. She said she could submit - on...

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