Review and analysis of over 16 complaints against TD Bank
TD Bank consumers have reported over 16 official complaints related to Credit line increase/decrease. Out of the 16 consumer complaints against TD Bank, 38% were disputed by the consumer (i.e. the consumer was not happy with how TD Bank responded to their complaint) and 100% were processed in a timely manner. 6% of consumer complaints against TD Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 6% resulted in non-monetary compensation.
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TD Bank Credit card credit line increase/decrease October 31, 2015 - I have had a Target Visa Red Card since -/-/-.I never had a late payment and by -/-/- I had a credit limit of $5000.00 with a cash limitof $2100.00. In the beginning of -/-/- Target lowered my credit limit to $3500.00 and cash limit to $0.00 with no warning, no letter, and no explanation. I called, the first rep was not helpful, saying they always send a letter, did not want to give me a supervisor or credit ananlyst, saying they would say the same things he did. I finally got transferred to a supervisor.She could give me no reason for the decrease, and she saw there had... |
TD Bank Credit card credit line increase/decrease July 1, 2015 - I have had a credit card account with TD bank since - - and and have always paid on time. I went through a nasty divorce and had to put a restraining order on my husband in - -. He refused to pay the bills unless I let him back in. He was the only source of income. Therefore I had medical bills go in collections, a judgment placed against me, a credit card that went into a charged off account yet I always managed to pay TD Bank. I was late only - time with them. I was able to pay off the credit card a few months back after my divorce and had to use it again in -. I had a $10... |
TD Bank Credit card credit line increase/decrease June 20, 2015 - I have been using a Target Red card for over - years. When I - obtained the card I was given a $700.00 credit line due to new credit and limited income as I was in school. In 2012 I reported to target my income had increased well into the - figures and I have established credit and had a FICO credit score above -. They refused to increase my credit line at that time. They have refused to increase my credit line from then and still continue to refuse to increase the limit despite a credit score of above - and an income of $140000.00. I believe this is due to my name being -... |
TD Bank Credit card credit line increase/decrease April 23, 2015 - I have been a credit card holder at Target for more than - years. During that time I have always timely paid my bill without fail. My small credit limit of $500.00 means that every time I use the card for more than $100.00 I in effect negatively impact my credit score. I have made several requests over the last few months to have them raise my credit limit and all I am told is that they have a policy that they review accounts on an ongoing basis. However I should update my income which I did in early -, early - and the latest on - - and I would hear within 75 days only if th... |