Mel S. Harris and Associates, LLC Issue Resolution

Resources for resolving common issues with Mel S. Harris and Associates, LLC products and services

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

The CFPB will forward your complaint to Mel S. Harris and Associates, LLC and work to get a response. After your complaint is forwarded, Mel S. Harris and Associates, LLC has 15 days to respond to you and the CFPB. Mel S. Harris and Associates, LLC is expected to close all but the most complicated complaints within 60 days.

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New Mel S. Harris and Associates, LLC Consumer Complaints


Mel S. Harris and Associates, LLC Debt collection disclosure verification of debt not given enough info to verify debt

July 10, 2015 - my mom got a letter in the mail from mel s harris assoicates she is - years old and they threaten to close her bank acounts she paided off the debt of - dollars all she gets is social security and a pension, She was paying - a month, my mom has know saving account she lives paycheck to paycheck, The debt was with housebank for - in 2004 they threatened to close her bank accounts she gets direct deposit thats why she paided the whole amount and they never served her with papers ...

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Mel S. Harris and Associates, LLC Debt collection taking/threatening an illegal action seized/attempted to seize property

July 9, 2015 - My checking and savings at - - - were put on hold. I went to my bank to inquire why. They gave me a phone # ( - ) -. I was told I have an outstanding debt with - that had been sold to Mel S. Harris and Associates in NY. I was told they were sending letters to a home I have n't lived at for well over a decade. I was told they had a legal right to seize my money. I was told the debt was from -/-/-. The original debt was from the mid -/-/-. In -/-/- I was repairing my credit score and settled this debt to the best of my recollection. I no longer have records this ...

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Mel S. Harris and Associates, LLC Debt collection taking/threatening an illegal action sued w/o proper notification of suit

June 11, 2015 - Last year of - - i got a letter from my bank - - -. They said that a debt collection agency who is called - law firm. - said they can not allow the garnish because I receive Social Security -. In the packet I got. I had to fill out my situation and mail it in. I thought and my bank said. you, wont be contacted again, and do n't be nervous or have your issues flare up. This year of - - i get a call from a lady named - - she wont give her last name. She said when am I gon na pay this debt i owe. I asked her can you send me proof I owe you money. she said, she sen...

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Mel S. Harris and Associates, LLC Debt collection disclosure verification of debt not given enough info to verify debt

June 8, 2015 - I got a letter from my bank - - - back in -/-/-. Stating that a company named : Mel S Harris was trying to garnish my checking and whatever accounts I have. - stated that my income deposited is from social security -, and by law they can not do their action. About a few days later. Mel S Harris contacted me, stating that they have a judgement on me. And I must pay them, or they will keep garnishing my accounts. Mind you, i never received a letter or summons, to appear in court. When I mentioned to this the debt collector. She said they sent it, and it 's my problem that i d...

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Mel S. Harris and Associates, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

April 20, 2015 - I had the judgment for this debt vacated in 2011 against - and now this new company is contacting me about the same thing. ...

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Mel S. Harris and Associates, LLC Debt collection disclosure verification of debt not given enough info to verify debt

April 20, 2015 - There was a judgement filed against us by -, on an account we have not idea about. The credit card company - no longer exsists for us to verify. We had to make many calls just to find out how to pay it off, we finally were referred to Mel Harris Associates. They have been very hard to deal with. When my husband reached them to make arragements to pay this off, he recieved a verbal agreement on terms to pay and in return have this taken off our credit report. They said they would send a letter agreeing. We did not recieve anything for weeks and then he got an email later followed by a let...

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Mel S. Harris and Associates, LLC Credit card other

March 19, 2015 - Mel S. Harris & assoc. used deceptive collection practices while attempting to collect on a purchased debt. Once initial contact had been made and a discussion on solutions to resolve the debt, the attorney office sent out a summons for an appearance in court. The representative had advised us that we should not worry because we will receive several of these notifications. '' However, there was a case filed in the city court and required an immediate response to avoid a default judgment. This summons was used as a collection tool while in mutual good faith discussion on how to repay the debt....

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