AmeriCollect Debt Collection Complaint

Attempts to collect debt not owed debt was result of identity theft

AmeriCollect Debt collection department,

I do not know Attempts to collect debt not owed Debt was result of identity theft Florida

THIS IS IN RESPONSE TO CFPB : - YOU HAVE ASKED ME FOR AN AFFIDAVIT, IN WHICH I PROVIDED IN THE INTITIAL COMPLAINT. PLEASE DO NOT STALL AS YOU HAVE 30 DAYS TO RESPOND BACK AGAIN FOR A REINVESTIGATION FOR VALIDATING THIS DEBT. PLEASE DO NO VERIFY INFORMATION USING - AS THAT IS IRRELEVANT. -, - SOC SEC # - DOB -/-/- ADDRESS - - - - - -, -, FL - TODAYS DATE:-/-/- AMERICOLLECT - - To Whom It May Concern : Please be advised that I have received your correspondence dated -/-/- This is not a refusal to pay or a cease notice, but a notice that your claim of monies owed is disputed. According to the FDCPA you must validate a debt to a debtor if the debtor responds to your primary notice within a matter of days. Under

Please know that everything must match Date you purchased debt Amount you paid for said debt Original Date of Charge Off Date of last payment/activity if any Creditors full name and address All records pertaining to actual debt to prove validity I have put you on notice then I reserve the right to file a suit against you for FDCPA violations in my courts venue. You will have to travel to defend yourself in that scenario. Please also be advised that this request is an official validation of debt request and not a verification of address request. Proper proof of said debt is required. Please understand as well that under the FCRA any furnisher of information must put the account rating on hold while the debt is being investigated. Continuing to report this disputed debt to my credit reports is a FCRA violation also open to damages collected from you. Awaiting your reply in a timely manner. Sincerely, -, - SOC SEC # - DOB -/-/- ADDRESS - - - - - -, -, FL - TODAYS DATE:-/-/-

AmeriCollect customer in Florida
Nov 26, 2019

* Source: CFPB Complaint Database

AmeriCollect response to complaint:
Closed with explanation

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