Rash Curtis and Associates Debt Collection Complaint

Medical Improper contact or sharing of info talked to a third party about my debt

Rash Curtis and Associates Debt collection department,

Medical Improper contact or sharing of info Talked to a third party about my debt California

To Consumer Financial Protection Bureau : -/Rash Curtis & Associates, a collection agency, collected more than the amount that was billed/posted with the credit bureaus and defaulted on their promise to me that they would delete their collection postings ( the original collection and hard inquiry ) on my credit reports. On top of these, they posted an extra hard inquiry for collection purpose for the same collection item that I paid on the same day. According -, hard inquiries impact my credit score negatively and can be seemed by all other creditors. I believe what -/Rash Curtis & Associates did were unfair and unlawful. Please help me. Below are the background details : 1 ) I owed - $1800.00 back in -/-/-. At the time of my hospital visit, I was studying for a - exam and was unemployed. I moved four times since then. The hospital forwarded my unpaid balance to -/Rash Curtis & Associates for

2 ) On -/-/-, through -, a credit bureau, I realized I had a twenty-three hundred some dollars collection item on my credit report posted by -/Rash Curtis & Associates on -/-/-. 3 ) On -/-/-, I called the collection agency and told them I wanted to pay the collection amount. The man who took my call told me the balance due was $2500.00. I questioned him about the increased amount. He said with the extra amount, he would delete the collection from my credit report right away. I paid the collection agency $2500.00. 4 ) On -/-/-, through -, I saw a collection notice by -/Rash Curtis & Associates for the same collection item showing up in my credit report again. I called them the next day. They said it usually would take 60 to 90 days to have a collection notice removed, and if I would want the process to be expertized, I would have to pay them more. I was very upset. I had already paid them almost - dollars more than what they billed me for, through the credit bureaus. 5 ) I filed a dispute for the collection notice with - on -/-/-. 6 ) On -/-/-, I received a report from - which shows all my credit histories and realized that they not only did n't delete the original hard inquiry for collection on -/-/-, they posted another hard inquiry for collection on -/-/- on the same day that I paid them. 7 ) On -/-/-, I called - and learned that only -/Rash Curtis & Associates had the ability to delete/remove those hard inquiries. Sincerely, -

Rash Curtis and Associates customer in California
Apr 05, 2017

* Source: CFPB Complaint Database

Rash Curtis and Associates response to complaint:
Closed with explanation

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