Harpeth Financial Services, LLC Consumer Loan Complaint

Harpeth Financial Services, LLC Consumer Loan department,

Installment loan Managing the loan or lease Tennessee

If I need to file bankruptcy, Advance Financial is the cause. I 'd been with Advance Financial for years as they offered both payday loans and a - cash loan with a total pay off of -. In - - I went in to Advance Financial and was told they had switched to a new flex loan that would " save me money '' but because it was so new the clerk did not no the details. That 's when things got out of control. I was making regular payments with automatic deductions from my banking account and not getting a bill. Three months later I went into the store and was told I only had $35.00 in credit ; that 's when it hit me! I had made approx. - payments of $700.00 dollars thinking I was getting close to the end of this loan. I did file a complaint and agreed upon a settlement with the company when I


lesson and I am in a worse boat then ever. I do n't believe the 30 % was applied to this loan and out of desperation I went to another pay day loan to take out a new loan to pay off Advance Financial and am now up to -. Yes, I am taking fault as I wanted to make payments but these companies make so you will NEVER got out of debt with them. The additional - companies I used are - - - and Tennessee -. Between the - companies, they 've eaten up - of my paycheck as they automatically take the money from my account. I am behind on all my bills and even two months behind on my mortgage because I am trying to pay them off. What I owe is greater than what I initially borrowed with each of these companies. With - - -, I tried to make a payment over the amount due and was told by the manager " my computer wo n't let me do that. '' These companies are impacting my quality of lie and health. In - I was - and the - and - was way better than dealing with these companies. I make a decent living and they are robbing me blind, but what about the people on a fixed income who use these products. Each of these companies pretend to be transparent with their fees but are not. I 've signed papers with each of these companies and still do n't feel satisfied with their representation. My main complaint is why are these companies allowed to do business? If I do n't pay them back, is somebody going to come and break my legs as this situation must be worse than dealing with a loan shark. The people that use these products are not rich to begin with and they are really preying on this group. They do n't care about people at all, just their money and are stealing people blind.