U.S. Bancorp Debt Collection Complaint

U.S. Bancorp Debt collection department,

Credit card Taking/threatening an illegal action Threatened to sue on too old debt California

I have a credit card debt with U.S.Bank for amount of $5000.00 -/-/- I have made partial payments then lost my source of employment and income could n't make the payment. So it was charged off according to my credit monitoring company. Then in -/-/- got a call from someone claiming they are attempting to collect and ask for my social to verify that it 's me their speaking with and I refused cause I thought its a scam. Then I received a mail from a collection agency/law firm - - - DBA - - - with a court document '' Declaration RE : Accrued Interest dated -/-/- and a document Memorandum Of Cost After Judgement, Acknowledgement of Credit, And Declaration of Accrued Interest. The accrued interest on the document dated -/-/- is for $3500.00. And this is the only document I 've seen at this point until -/-/- when my wife received an alert from our bank and all of our saving money is gone. The amount levied was total of $16000.00 After talking to our bank that they explained to her that there was a legal levy document on our account and I had ask for a copy


and I did n't even know about it. And I believe that the statue of limitation should apply here but I 'm still being sued and judgement made without any documentation on file showing if this collection company actually owns the right to this debt and no mention of the original creditor selling the debt to the collection agency on what date nor when it was defaulted by U.S. bank. I believe statue of limitation was voilated. And the funds they have taken was borrowed by my wife against her pension plan to help cover mortgage and she is still paying that back through her work deductions. I 'm not claiming that I did n't owe the bank the money but the way I was notified was not right. They claim attempting to call me but wasn, t successful but in fact the only call I received was -/-/--/-/- by a person claiming to collect and wanted me to give my social secruity number over the phone which I did n't and dismissed it as a scam. It 's all the money we have to keep us in our home and after spending a year and half with the loan modification approved with - -. Then to be taken by a law suit from a third party collection agency that may have also claimed more interest than neccessary. Please help?