Bank of America Credit Card Complaint

Billing disputes

Bank of America Credit card department,

Billing disputes Florida

On -/-/2016, while I was in -, I purchased a mobile AC unit from - on my Bank of America credit card in the amount of $670.00. A/C was delivered to my apartment the next day. After unpacking the unit & using it for a few days, we noticed it was n't cooling. We packed the AC unit along with all the parts back into the box it was delivered in & went to the store to return the defective item within the 14 day return time frame. Their return policy on the back of receipt stated customer has 14 days to return item for full refund. When we arrived at -, we were told the unit was n't eligible for refund because the box had been opened. I disputed this with the manager because obviously we would have to open the box & use the unit to realize it was defective. They told me we would have to leave the unit to be examined by their repair shop before they could issue a store credit. The inspection would take 2-3 weeks & we were leaving - in 2 days. I explained we did n't have time to wait for


would n't exchange it or give us a refund & they still have the unit in their possession. I immediately placed a dispute on the charge with Bank of America. I received a letter from Bank of America stating they needed all supporting documentation, a detailed letter & the reason our return was not successful. We sent Bank of America everything they requested via fax/mail. On -/-/2016, I received a letter from Bank of America stating they were unable to obtain credit from the merchant. I called Bank of America Merchant Response Department & spoke with - & -. I was on the phone with them for over 2 hours explaining what happened & inquiring why the credit was denied. - told me that she would re-open the dispute for further investigation. On -/-/2016, I received another letter from Bank of America stating that after further review, they were n't able to determine a billing error occurred. I called Bank of America again & after speaking to - again, she requested I send - 's return policy. I faxed her - 's return policy along with the return policy on the back of my receipt. - explained that because the information was in -, her team was having a hard time deciphering it, but she would find someone that could translate it & she would be in touch. On -/-/2016, we received another letter from Bank of America stating they exercised all available options & they were unable to obtain a credit from the merchant. I called Bank of America yet again & spoke with a supervisor. -, the supervisor with Bank of America, stated that since the merchant had looked at the faulty unit & deemed it was working properly & it was now ready to be picked up, they were unable to issue us a credit. I explained that we returned the item within the 14 day time grace period, I did not want this unit, it was no longer in my possession, - refused a refund or an exchange. - then stated that due to all of the documentation we sent being in -, they could not fully decipher the merchant 's return policy & that she would have to get someone else to translate the information yet again, but that they would n't be able to respond to any further correspondence regarding this claim. I am now requesting your assistance, I have submitted everything as requested, I returned the defective unit within the allotted time frame, Bank of America has had a sufficient amount of time to translate the documents, I am within my rights, I 've spent numerous hours disputing this & I should not have to pay for this item. Bank of America wo n't help.

Bank of America customer in Florida
Dec 08, 2016

* Source: CFPB Complaint Database

Bank of America response to complaint:
Closed with explanation

Consumer disputes how Bank of America handled their complaint

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Contact Bank of America

https://www.bankofamerica.com/
(704) 386-5681
100 N Tryon St Ste 220
Charlotte NC 28202
Bank of America
Bank of America

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