Cottonwood Financial Ltd. Payday Loan Complaint

Cottonwood Financial Ltd. Payday loan department,

Payday loan Can't contact lender Can't contact lender Texas

- keep calling about a loan i supposedly had 1 year ago, due to the harassment and threats i made 1 payment of $77.00 then 2 further payments. they called the other day for more money but i was not able to pay the full amount, this resulted in me being told i would be taken to court and arrested. Also my amount owed would go from $1300.00 to $2800.00. I was told they would tell the court i refused to pay the payment amount when i actually offered to make a reduced payment because i was not in a position to pay the full amount. I requested a copy of our " recorded '' conversation and was told she would n't play these games with me and i would be seen in court. Also i never received any paperwork with details of my loan or payment plan, i requested these several times and was told i would receive them. I NEVER ONCE REFUSED TO PAY THE LOAN IN QUESTION