Financial Asset Management, Inc. Payday Loan Complaint

Financial Asset Management, Inc. Payday loan department,

Payday loan Charged bank acct wrong day or amt Charged bank acct wrong day or amt Nevada

I had a pending payment due on -/-/2016 of this month. When I learned my deposit was not coming in until the -/-/-, I sent the company an e-mail and this is what - responded : " If it is going to return back then we will need to decline your new loan request. We will notate your account and your other loan is still scheduled for the -/-/-. '' I had a pending loan that I had tried taking out so I could have money for the holiday. This is my response : I just got the decline notice. That 's fine. I can try again after it clears on the -/-/-. I just want to get a little extra before the holiday since I have no groceries. That being said, I was under the understanding that the payment would be taken out on the -/-/-, not the -/-/-. However when I checked my account on the -/-/-, I found that I was overdrawn. The payment attempted to go through which resulted in a slew of overdraft fees, the cancellation of my online payments to the gas company and a state of financial dire straits until the deposit came in. Unfortunately, the majority of my planned deposit was taken by overdraft charges. I incurred about $200.00 in overdraft fees because of this incident. Then, out of this last paycheck -/-/-, - payments were taken out from this company because of the returned payment which I had tried to avoid leaving me with precious little in my bank account to pay my rent, pay my utilities, get groceries, and other bills.