Equifax Credit Reporting Complaint

Incorrect information on credit report information is not mine

Equifax Credit reporting department,

Incorrect information on credit report Information is not mine Texas

- - - has incorrectly reported information to the credit bureau. I opened up a case with the CFPB between me and - - -. - - - sent me written notification through the CFPB that they do not have any record of this account. I forwarded them the requested information and they still were not able to locate any account. I have attached a copy of the written correspondence from - - - concerning not being able to locate this account. This account is not mine. The case number between the CFPB and me in regards to the - - - account is : -. I give the CFPB permission to share any details about this case with Equifax. I have attached screen shots of the CFPB portal showing - - - 's response in which they claim they can not find any account matching my information. They cite a 3rd parties name claiming they looked under that name as well and could not find any account. - - - has been provided with my photo ID, credit report, social security number and DOB and was unable to verify an account. When I have previously disputed this account through the traditional method of directly to the credit bureau via USPS I received notification from the credit bureau that they validated the debt - however when I reached out to the creditor I was met with the attached response. This debt is not mine and I have proven that multiple times. Now I have proof that - - - can not validate this debt.

Equifax customer in Texas
Nov 21, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

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