Midwest Recovery Systems Debt Collection Complaint

Midwest Recovery Systems Debt collection department,

I do not know Disclosure verification of debt Right to dispute notice not received Tennessee

Midwest Recovery Systems reported a collection debt to my - Credit file on - -, 2016, - for $840.00.. I never received a 30 day disclosure of any collection activity. I filed for bankruptcy in - and never knew anything about this debt until I reviewed my credit file and saw that it had dropped - points as a result of this company. Midwest Recovery Systems has violated federal law by not sending me a 30 day notice to validate the collection to my address on file-. Again, this caused my credit score to drop - points and I intend seeking full restitution and damages if this is not removed from my credit file immediately. This is an illegal practice of debt selling and manipulation that violates the FCRA. If a collection company can report to a credit bureau then they sure can pull my current address to send me a letter regarding a debt. This item needs to be removed immediately from my credit file.