ERC Debt Collection Complaint

Other (i.e. phone, health club, etc.) Disclosure verification of debt right to dispute notice not received

ERC Debt collection department,

Other (i.e. phone, health club, etc.) Disclosure verification of debt Right to dispute notice not received Louisiana

This supposed debt was with originally with - - - in - of 2016. I disputed the debt requesting for validation and I never received any response and that collection agency deleted the debt from my credit report. Suddenly, I pull my credit reports in the month of - and notice that a new collection agency had reported this debt and never sent any sort of notification prior to doing so. On - -, 2016 I mailed a certified letter to Enhanced Recovery explaining they had never sent any notification denying my consumer rights and reporting the item without proper notification and time frame to dispute the validity and I also requested validation from this company. I have confirmation my letter was received on - - and I 've still yet to hear anything from them but the supposed debt remains on my credit file and is hendering my credit scores.

ERC customer in Louisiana
Sep 29, 2016

* Source: CFPB Complaint Database

ERC response to complaint:
Closed

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Contact ERC

https://pay.ercbpo.com/app/default.aspx
(800) 861-9730 
[email protected]
8014 Bayberry Rd 
Jacksonville FL 32256

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