Bay Equity Mortgage Complaint

Bay Equity Mortgage department,

VA mortgage Application, originator, mortgage broker Washington

I want to purchase the home I 'm in now. I have a lease option to buy for - I approached a mortgage company : Bay Equity Home Loans, a local franchise here in - -, - - -. My situation is unique in that I 've been a victim of ID Theft with regards to my former employer : - exposing my - Tax information to overseas hackers and that the IRS Confirmed this with a letter in - that my - was submitted a second time in - 2016 : SEE ALL ATTACHED. In speaking to - -, he assured me that since I 've got my case well documented that he " felt '' that he could overcome my low credit score and the massive inquiries from - to - 2016 which I 've written the - bureaus about removing as of -/-/-.


to the LOSS " BUT '', I 'm still eligible for SECOND TIER loan Guarantee according to the - - of a home up to -. Here are the details of that phone call : 1 - The home needs to have the tongue and axles " REMOVED '' as this is a double-wide manufactured home : THEY ARE GONE! 2 - VA DOES NOT require an engineers report 3 - Remaining bonus entitlement = $ - - - - of home to buy : $200000.00 5 - WE HAVE $2000.00 in that the landlord/owner agreed to use towards a down payment 6 - The new certificate will be issued as a compromised CLAIM in the center section of my loan certificate NO MIN CREDIT SCORE REQUIRED and it 's based solely on investors and lenders overlay. THE PROBLEM : - - at Bay Equity REFUSES to now get me a load because the house was move to this location from the original location where it was set when purchased buy the original owner. THUS : They are DISCRIMINATING AGAINST ME as a VETERAN and REFUSING TO ALLOW ME TO BUY THIS HOME. This is NOT ACCEPTABLE and - - told me now I have to SHOP AROUND for a bank/lender the WILL allow me to buy this home because it was moved a SECOND TIME. IT 'S -! PERIOD, END OF CONVERSATION. If the VA will GUARANTEE the loan and they could care less if it was moved a bazillion times to another universe, then why wo n't BAY EQUITY or even - do it and shut me down wishing me " GOOD LUCK! '' I DO N'T HAVE TIME FOR THIS - and DO NOT FEEL THAT I 'M BEING TREATED FAIRLY!. I can BE EVICTED and the HOME CAN BE SOLD FROM UNDERNEATH ME and I WILL NOT STAND FOR THAT.