Home equity loan or line of credit Settlement process and costs
Regions Financial Corporation Mortgage department,
Home equity loan or line of credit Settlement process and costs Florida
This complaint is related to Case No. -. My parents, - - - - and - - -, & my deceased grandmother, - - -, have had loans with Regions Bank & its related predecessors since -/-/-. Every time they were near paying off a loan, they were told they had to " refinance. '' Regions refuses to give me any copies of loans before the recent line of credit in -/-/-. As I discovered Region 's abuse of overdraft fees, I have found my efforts to find out how and why this installment loan was taken in -/-/- have been thwarted by upper-management as Regions ' lawyers attempt to cover up what caused my parents ' current situation with the -, Fla., branch, whose leaders responding continue their shrug of self-absolution as if they were not complicit and benefitting from this situation to make their branch 's monthly bottom-line goals.
his desk and allowing me to sit at it and use bank property to type my complaint rather than typing it himself. This kind of laissez-faire approach reflects the lack of investment in my parents that this branch has shown for decades as it profited from the decline in my father 's creditworthiness. In the refinance of our property that occurred in -/-/-, the bank was able to charge two times the market interest rate for those in my family with " good credit '' like my mother, whose credit was ruined by recent issues with the mortgage that have been resolved, and me. Our scores in -/-/- would have earned us a much lower rate. My family is among - who have suffered from these kinds of discriminatory, illegal practices that violate the Consumer Finance Protection Act of -/-/-, the related Dodd-Frank Act, the Equal Credit Opportunity Act, the Homeownership and Equity Protection Act, and the Truth in Lending Act. Thanks in advance for your assistance in getting Regions to be forthright about the circumstances of the -/-/- loan and others over the past four decades. Respectfully submitted, - - - llamarwilson.com - ( cell )
Regions Financial Corporation customer in Florida
Aug 09, 2016
* Source: CFPB Complaint Database
Regions Financial Corporation response to complaint:
Closed with explanation
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