MEI AUTO FINANCE INC Consumer Loan Complaint

Vehicle loan Managing the loan or lease

MEI AUTO FINANCE INC Consumer Loan department,

Vehicle loan Managing the loan or lease Texas

MEI Auto Finance, also know as - continually reports my auto loan as delinquent. The payment in question is from -/-/2016. They submitted the corrections as of -/-/- to all of the bureaus, which was temporarily corrected, but again reported the payment late and have done so for the past two months. I was advised by the agent that they realize my payment was n't late. She said the reason the payment reflects as late is because their website ( - ) applied the payment to a late fee first, shorting my regular payment. I advised her that when I paid, there was no mention on their site of any late fee, or else I would have included it with my payment. I have never made a late payment to them. She said that due to the technical issue, I would need to call them to ensure it is applied correctly. I told her that sounded a bit unorthodox. I later spoke with another agent, who advised me that there is no one there that does credit reporting for them. He said that the prior individual had left the company and that they had a new director. He acknowledged that this was certainly an erroneous marking and that he would see what he could do to resolve it. A couple of days later, we received an email from the bureaus advising us that the erroneous payment had been removed. I monitor my credit report and decided to follow up on why it had recently reported a late payment. I discovered that the late payment was back on my credit report as though it had never left. It reflects on all three bureaus. Not only did all of the bureaus update the correction, but they also restarted this nightmare for me. Please help because neither party seems to be concerned in resolving their technical issues or complying with FCRA, despite knowledge of the inaccuracy and escalations from me.

MEI AUTO FINANCE INC customer in Texas
Jun 11, 2016

* Source: CFPB Complaint Database

MEI AUTO FINANCE INC response to complaint:
Closed with non-monetary relief

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