Enova International, Inc. Payday Loan Complaint

Enova International, Inc. Payday loan department,

Payday loan Received a loan I didn't apply for Received a loan I didn't apply for Texas

I learned in - - that a number of 'pay-day ' type loans, in various amounts, had been opened using my identity ( SSN, name, birth date, employer, salary, home address, etc. ) which was apparently stolen sometime during -. To date I have learned of - companies that have opened such loans, including : CashNetUSA, - - -, - Payday Loans, and -. The loans do n't appear on credit reports from the major credit organizations-. This is concerning unto itself. The loans were opened on or around -/-/-. I contacted each company as I learned of a loan. The companies were all circumspect about the respective loan and would not provide information to me unless I gave them privileged personal information. I refused to provide such information unless they could prove they already had it. I was harassed with phone calls sometimes on a daily basis if not more. Eventually, I learned in each instance these companies do n't actually do credit checks with the major credit services nor are the loans identified on the credit reports - makes it hard to determine there are fraudulent loans when they are n't reported on your credit. I have opened an incident report with my local police department, opened a complaint with the FTC, and put fraud alerts with the major credit services. I have sent dispute letters to each company when I learn of the loan and how I can file a dispute. All MAJOR inconveniences. While I 'm concerned about the harassment I 'm receiving from these companies, I 'm VERY concerned about what I do n't know including other companies that may be using my identity.