MRS BPO, L.L.C. Debt Collection Complaint

MRS BPO, L.L.C. Debt collection department,

Other (i.e. phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt Illinois

To Whom It May Concern, On or around - -, 2016, I received a debt collection notice from MRS Associates of New Jersey alleging I owed $250.00. An amount they claim was incurred from a - - account. MRS Associates proceeded to furnish this negative information to the - major credit reporting bureau, -, on or around - -, 2016. On - -, less than 30 days after receiving notice from MRS Associates , I sent a notice of dispute and request for validation, pursuant to the Fair Debt Collection Practices Act and the Fair Credit Report Act, via U.S - Postal Service Certified Mail with return receipt. On or around - -, 2016 MRS Associate 's employee received my notice of dispute and validation. I continue to dispute the validity of the claim of debt from MRS Associates, as I have no knowledge of the account referenced in MRS Associates ' notice. I requested that MRS Associates substantiate their claim of debt by providing me with ; statements of the account, the name and address of the original creditor, and proof that MRS Associates is authorized to collect on behalf of -. On or around - -, 2016, MRS Associates sent me insufficient validation, validation which does not substantiate their claim of debt. I request that MRS Associates remove all negative tradelines furnished to any credit reporting bureau and cease all collection activities until such a time validation of debt is received that properly substantiates their claim of debt. I will not consider this debt valid until I receive statements of the account, the name and address of the original creditor, and proof that MRS Associates is authorized to collect on behalf of -. No person should be subjected to debt collection from companies not willing to substantiate their claims of debt.