Bank of America Credit card department,
There is a Bank of America credit card history being reported to the Credit Bureaus, but it does not belong to me. It is impossible to try and address any complicated matter with Bank of America because their customer service is so inefficient and time-consuming. I know nothing about this credit card that apparently was opened in -/-/-, closed on -/-/-, but oddly, there is a date of last payment showing as -/-/-. It is a negative report, and I want Bank of America to stop reporting this inaccurate information, and to inform the Credit Bureaus - - and - - to permanently remove these inaccurate data. Also, please inform - if BOA reports to them. If BOA believes this account belongs to me, then they need to provide substantiate this with evidence ; I have a Bank of America checking account that was opened in - in -. Note : I see in my - report that the Bank of America address cited is from - -, -. I have never lived in Texas. Just recently I had an account removed from my - Credit Report that was not mine - it had the name - - associated with it ( mistakenly under my Social Security number ) and there is an address showing in the - report that has an -, - address with a - date on it. Maybe all this information is connected to one or more other people. Please check everything. Whoever this BOA credit card account belongs to, I do n't believe it is even supposed to be reported at this late date, given statutes of limitation.
Bank of America customer in Massachusetts
May 29, 2016
* Source: CFPB Complaint Database
Bank of America response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | https://www.bankofamerica.com/ |
Phone | (704) 386-5681 |
Address | 100 N Tryon St Ste 220 Charlotte NC 28202 |
Bank of America | |
Bank of America |
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