Afni, Inc. Debt Collection Complaint

Afni, Inc. Debt collection department,

Other (i.e. phone, health club, etc.) False statements or representation Attempted to collect wrong amount Texas

I moved - and let my recently widowed stepfather and motherless sister move in after me. I left the cable plan going for them, too, which I had with -. They bounced checks and did not tell me, nor did -. Once - had had enough, they canceled the service, seized the equipment in person, and put on fees for returned checks, early termination, and for the equipment that was seized. They sent the debt to a company called AFNI. AFNI asked that I pay some $1400.00 for not paying a cable bill - when asked to justify that amount they said I had to call -. I did. - said they charged me for the equipment - I said I 'd pay what I owed, but not the equipment, since my family told me that someone came and took it. - said to wait while they did inventory, and to not pay anything to anyone until they did, and then after to pay them directly.


- said they found it and the new amount was some $970.00. I asked if it was on my credit report yet, they said no. I asked what I had to do to keep it out of my credit report, and did exactly what they said I had to do. They offered a payment schedule plan and I said I could do it in two months, and did. After the first month 's payment AFNI put a hit on my credit report. I called - and they said it was a mistake, that they 'd delete it, and that once I paid the rest they would do so. I did. Nothing happened on their end. I called back over the course of months trying to get them to do what they said they would do, to honor their original agreement to not put anything on my report or to delete it once it was put on there. I got mixed answers ranging from " some other department will do it '' to " we will call you back '' to " the last person lied we do n't do that at all. '' I appealed directly to the credit agencies and - and - deleted it quickly, without incident. - says that I " settled and paid less than the full amount '' ( I did not, they asked me to pay more than I owed in the first place! ) and that I defaulted ( I did not, I paid exactly as they told me to, and explicitly asked what to do to keep it off of my credit report, and did as told ). - states that AFNI claims they own the debt and that it 's mine, despite - being paid by me directly and AFNI 's refusal to work with me regarding the amount I actually owed. - refuses to either delete it or correctly remark that I did not settle for anything, but rather paid what I was told I actually owed in the first place. - records all of their phone calls and refuses to give me copies of these calls despite telling me they would in -6 weeks in -. It is now mid -. Do not trust -. Do not trust AFNI. Do not do anything without getting it in writing. Stay persistent if this ever happens to you, and do n't try to throw your family a bone after your mother died.