Bank of America Mortgage Complaint

Bank of America Mortgage department,

Other mortgage Settlement process and costs Nevada

In - we were mandated by mortgage broker to take out new loan on house as prior mortgage company was going out of business. We went through process of moving loan from - - - - - -, Ca to - - loans. We were current and one month ahead on payments to - - at the time that the loan was " purportedly '' moved to - - Loans. - put an escrow account on the loan which we did not need. We pay our own taxes and insurance since -. We did NOT SIGN the loan papers to - and called them to rescind the loan within 10 days of their recording the purported signed DEED and NOTE. We then continued to communicate with - for 3 months, continued to make payments, but they wouldn ' t budge on the escrow account. We continued to make payments until -, continued to try and rescind the loan through even an attorney, but they refused our Recission Letter. In - we filed for Foreclosure mediation as our house was now - under water. We went to mediation 4 times in - and in - - an agreement was made for


went back to our State lawyer to try and get a resolution again, but laws had changed again, and - - - had sold our loan off to an unknown servicing company. We kept trying to get an accounting of the $11000.00 we paid into HAMP. The new servicer - - did NOT FILE with the County Recorder as a Substitution Trustee or Servicer until -/-/- or -/-/-, now this filing -/-/- is 5yrs after we had already been in HAMP and thrown out of HAMP. IN - -, another servicer, - - - -, unrecorded until - -, -, started foreclosure proceedings. This now has been going on since - -, - yrs. We have fraudulent documents, TILA FRAUD, REGZ FRAUD, ROBOSIGNING, - - FRAUD, MAIL FRAUD, and are the at the FRONT LINE of Too Big to Fail, - -, -, and now Chain of Title unknown. We need help beyond just Mediation. I never signed the initial documents, the recorded documents do not have a real signature of mine, there was never a title company involved or a Notary Public at the Mortgage office. The purported person who had our papers was not licensed to sign any documents, nor was anyone other than myself and my wife at the purported signing of these fraudulent documents. Since - I have made almost $93000.00 in payments on a purported loan of $190000.00 that escalated to $240000.00 on the fraudulent paperwork to -. I was under the impression that the bailout and payments to States in the agreed upon settlement was to benefit homeowners. HERE we now sit with another entity trying to foreclose on us. We are - yrs old and my wife has lived here - and paid the payments prior to the - loan which I refinanced prior to - and its friends in crime. I thought - - Fraud was a prosecutable case. We need a Federal prosecutor to help us keep our house at its current value of $90000.00.