Amerisave Mortgage department,
Conventional fixed mortgage Application, originator, mortgage broker Ohio
Application for pre-approval started on -/-/2016..I was approved and loan application was started with AmeriSave. A few weeks later I received disclosure and I noticed a figure of $2500.00 " other income '' was shown.I explained at the time I want due to inherit stock but I did not have it in my possession yet.Underwriter has delayed processing and asked about this other income.Loan officer went back and " faked '' my income from Social Security to satisfy underwriter.Meanwhile I have submitted bank statements, tax returns, documents 2 and 3 times.These are shuffled back and forth between 2 officers and the underwriter..Closing was set for - - and has not happened.Has been delayed because they did not request HOA documents from condo assoc.I had to call and request that they be sent. They informed me they never received a request from AmeriSave.Loan application has been bogged down and delayed because they do not provide detailed info of what they need.As of - - they should have all the documents they need to move on to closing.It is not happening.Loan officer left on vacation and the other one no longer answers e-mails.Title co. and real estate agent try every day to get an update and get this loan to closing without anymore delays.All request are ignored.
Amerisave customer in Ohio
Apr 08, 2016
* Source: CFPB Complaint Database
Amerisave response to complaint:
Closed with monetary relief
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