Lending Club Corporation Consumer Loan department,
Installment loan Taking out the loan or lease Missouri
Long story short my dentist referred me to a loan company to pay for some dental work ( - for - ) he would do for me the next day. The loan was funded for $7000.00 to the dentist. Before the close of business that very same day I called the dentist and spoke to his staff to say I changed my mind and I did not want the to do the -. The next morning I called the loan company and the loan company said they could NOT cancel the loan since the money already went to the dentist. I called the dentist office to tell them this to ask for a refund of my $500.00 in cash I gave them the day before and they said the dentist would call me. Well he called me 3 days short of a month later and said he " incurred some cost '' before I cancelled my appointment. He said he would cancel the loan with the loan company and give me a partial refund of my $500.00. This never happened. I have called his office many times since - - when this first started. Now the loan company is calling
nothing that day. The loan company is calling me up to 5 times a day including Saturday and Sunday. That is the basis for the claim these collection calls are not fair, the dentist has my money, and he has now contributed or the loan company to negative information on my credit report. The following is a longer version with some additional information : On the morning of - -, 2016 my dentist, - - -, after a brief examination, said I had a broken crown and I needed a -. In fact he said I could use - on the other side of my mouth. After he told me that the total cost is $7500.00 I told him I did not have enough money. He referred me to his staff to secure a loan with the Lending Club. I signed a paper and his staff spoke to the loan company on the phone, I did not talk to them at that time. My initial examination was - -, 2016 and the loan was funded that BEFORE the procedure ... .about three weeks later I received a letter from the Lending Club saying " sorry my loan application has been DECLINED, yet now they are calling me for payments when they gave the money to my dentist.
Lending Club Corporation customer in Missouri
Mar 23, 2016
* Source: CFPB Complaint Database
Lending Club Corporation response to complaint:
Closed with monetary relief
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