Other bank product/service Account opening, closing, or management
MNE Services, Inc Bank account or service department,
Other bank product/service Account opening, closing, or management North Carolina
I was and had been in need of some funds for substantial needs of food and bills. I had been looking for a loan online and several financial institutions. However, due to my income that has and only consisted of Social Security - Benefits because of my - that - each year as I get older. After already dealing with a type of scam previously, I am very cautious about certain possible felonious offers for any assistance. So that being said, I received an email from US FastCash loan services which by the email was endorsed by the - and another prevalent business. The email offered me an approved loan of $7000.00 with a 28 month term and a $270.00 monthly payment ( I still have this email saved for future reference ). After calling and trying to get these much needed funds, I was asked for my account routing and account number for them to deduct the 275 monthly payment due ( this did n't raise any flags for me due to the fact that I have given this same information before to companies to pay for other items I have purchased and any borrowed funds from previous short
my balance on purpose so I would contact them to question this ridiculous transaction. I explained what I had done ( in all actuality, they knew I was trying to get a short term loan deposited ). I was immediately informed that my account was being closed for giving a company my account and routing number. I tried to explain I 've gave this information out before in order order to pay my bills. This was my only account and the only way for me to receive my Social Security - Benefits which is my only means of income due to the - effects of - I deal with on a daily basis. The closure of my account caused my - benefits to be delayed, which caused a snowball effect of the payment of my monthly bills bills needed to survive including rent, water, power, groceries, doctor appointments and medications just to name a few. I do n't feel that the decision to close my account was called for and I was never given the option of closing the vulnerable account for a new one so I could receive my benefits and condolences was never ever expressed to me as a victim. I WAS THE VICTIM OF THIS FRAUDULENT SCHEME. I was made to feel like it was all my fault. It was very unfair, detrimental, and has caused me a lot of pain and suffering. I do n't know the laws very well within the financial institutions,, but I know I was n't treated fairly or respectfully and honestly I feel some legal or procedural actions from - - - were broken and violated. I was violated not only by by the bank but the scam as well. I hope there is a way of getting the original email sent to you for my complaint. Please let me know how I can get the email offer to you from US FASTCASH. Respectfully, - - - -
MNE Services, Inc customer in North Carolina
Mar 18, 2016
* Source: CFPB Complaint Database
MNE Services, Inc response to complaint:
Closed with explanation
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