Synchrony Financial Credit Card Complaint

Billing statement

Synchrony Financial Credit card department,

Billing statement New York

SUMMARY : I signed up for an Amazon card late last year which reflects charges I do n't recall making. I received - email letting me know I was past due in - and - paper invoices ( - and - in - of - ), but neither of the notices listed the line items for the charges. I now have a collections agency after me and despite my multiple attempts to find out what the charges are for, I can not get an answer. BACKGROUND : In - of -, I received my first email from Amazon.com telling me my card is past due. I attempted to log into my account to understand what those charges are. I successfully logged into my Amazon.com account, but the Amazon Credit Card required a separate log which I do not have, nor did I ever have -. I then attempted to log in through the " I forgot my user name '' and then " I forgot my password '' and could not get in.


for. I then attempted to log into my account again, I entered my credit card number and it came back to me with, " card not registered ''. I received - paper invoice in the mail while I was out of town a few weeks ago. Today, I received a second invoice and notice from a collection agency for my Amazon Credit Card. I called the collection agency, they transferred me around a few times and I finally made it to a manager. I spoke with " - - '' - -/-/- ) at - - about the collection notice. Explained I made several attempts to understand what the charges are for and I still do not have an answer. Therefore, it is difficult for me to send anyone any money unless I know the charges belong to me. She said she would " request for a letter '' to find out what those charges are for, but I had to pay her $25.00 in order to remove the " delinquent '' status on my account. I explained I am not willing to pay any money until I know what the charges are. She told me to call customer service at Synchrony. I called Synchrony, entered my credit card number and last - digits on my Social Security Number. I made it to a representative, explained the situation and they said they " have limited access and I would have to call customer service ''. When I got off the phone I realized the number the collector and Synchrony gave me were - and the same. If I did make the charge and I can not recall, I am more than happy to pay for the items, but I find it difficult to pay for something I do n't even know if it belongs to me and it is impossible for me to find out. I can use your assistance in finding out what the purchases were for and if they do belong to me. Thank you. Kind regards, - - -- ( - - - -

Synchrony Financial customer in New York
Mar 14, 2016

* Source: CFPB Complaint Database

Synchrony Financial response to complaint:
Closed with monetary relief

Consumer disputes how Synchrony Financial handled their complaint

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