TD Bank US Holding Company Credit Card Complaint

TD Bank US Holding Company Credit card department,

Closing/Cancelling account New York

On -/-/- I initiated a payoff of my Target REDCARD Credit Card ending -. I have not used my card since that date and was under the Impression my account was in good standing, Target has hassled me since the card was opened in - - about the credit limit and paying the card down, every time the card was reduced by a substantial amount, Target decreased my credit limit affecting my credit score. I have logged into my account previously to make sure there were no residual payments or interest but I have not used the card since paying it off. It turns out that I was going to check my limit recently and found out Target closed out my Account without notifying me in writing thus drastically affecting my credit score and credit history with Target, this is something that Target should have notified me in writing that was going to occur and thus is hurting my credit.