Amex Credit Card Complaint

Amex Credit card department,

Credit determination Maryland

Regarding Application : AME- EVERYDAY CREDIT CARD made on -/-/- REF/SSN : - To Whom It May Concern : American Express Executive Department I recently received a prequalifying offer and decided to apply for the Amex Every Credit Card, and unfortunately was denied. I was surprised for the denial as I have a FICO score of - as of today with - % low credit usage, total credit line ( $4900.00 ) no missed payments and no negative history ( - report enclosed ) While it is true that I have limited credit history equal to 6 months overall and 9 months on my oldest card, that is solely as a result of me being a new lawful resident of the US. I have a - degree - in - and I am now a -, -. When I initially applied -/-/- the AME- representative told me that I should wait at least six months until I establish good credit history as a borrower : as I did. Could you please review my credit card application to see if there is a way I can be approved?


on the initial application, my business, which I have for a 8 months brings me substantial profit $ $ $ $ $ $ worth of profit this year. I 'm including my Experian credit report on - -, - for your convenience. Should you have any questions, you can contact me at -. In terms of recent inquiries, please note - inquiries are fraudulent and they are currently being 'disputed ' - it takes up to 60 days to have them removed from my credit report.