TD Bank US Holding Company Consumer Loan Complaint

TD Bank US Holding Company Consumer Loan department,

Vehicle lease Problems when you are unable to pay Massachusetts

I am filing this complaint against TD Auto Finance regarding a TD Auto Finance account that was charged off. I originally filed a dispute with Equifax regarding the date of first deliquency that was inaccurate on my - credit file in - -. I disputed this 3 times with -. The first results came back from charged off to " Pays as agreed ''. Confirmation # -. It actually states date of last payment in - -. I disputed again requesting the date of first deliquency and the results came back as charged off again. I then called TD Auto Finance myself and they told me they are unable to tell me the date of first deliquency because their records do not go that far back. I again disputed with - and the results returned back to " Pays as agreed ''. I looked at my - credit report almost two weeks ago and - has now reinserted charge off status. They never informed me in writing of the reinsertion. Now on my - file this account shows in the 81 month payment history that the account was charged off -/-/-, it clearly shows in the payment history that in - - there is a 60 day late. The line item section of the report states date of first deliquency was - -, but charged off - -. Makes no sense and is inaccurate. I called TD AUTO a second time and refused to help me. - is blaming TD Auto even though it 's clear the information is inaccurate and refuses to delete even though it has passed time to fall off the reporting. - reinserted a charge off status and never informed me of doing so. - and TD Auto must delete this from - immediately. See attahment regarding this very serious issue. In conclusion The date of first deliquency is infact in - - and was actually charged off - - ( See Attachment ).