Synchrony Financial Credit card department,
I maintain a credit card account and pay each month in full, no balance carried. On - -, 2016 an email message was received stating that there was a balance of $780.00 and this amount was being deducted from my checking account on the day prior to the email notification just received. After lengthy telephone wait and conversation, a Synchrony supervisor said there were thousands of incorrect/erroneous billing notices emailed to their customers - but that they were taking no action to alert clients, or to send memos stating that the bills were in NOT order and that they could be safely ignored. I insisted on receiving confirmation in writing - and did receive an apology - but nothing stating that the bill was an error on their part.
a Supervisor who said there is a system problem, nothing they can do about it, clients are NOT being notified of the error, and it will continue until it is fixed by their " back line '' people - whomever, whatever that is. I asked to speak to a Manager, but was told, after another extended wait, that there was no manager present. However, that a manager would call me. Had I not been on AutoPay, receipt of the initial memo would have likely caused me to overpay and send in the $780.00 to avoid a late pay situation. Synchrony may be sending out these erroneous notices, and receiving extra payments from clients who have no idea that the bills are completely wrong. In addition, it would seem that the consumer has risk of bad credit report information being submitted by Synchrony based on their broken system. This problem needs to be fixed quickly. It has extended beyond one month. Consumers need to be notified that Synchrony has this problem, and that the consumer 's account and credit report will not be affected. And, Synchrony should be fined for their failure to properly notify affected clients.
Synchrony Financial customer in Ohio
Feb 10, 2016
* Source: CFPB Complaint Database
Synchrony Financial response to complaint:
Closed with explanation
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