Collection Service of Nevada Debt Collection Complaint

Collection Service of Nevada Debt collection department,

Other (i.e. phone, health club, etc.) Cont'd attempts collect debt not owed Debt was paid Nevada

I signed a contract on or about -/-/- for 1 year ( 12 months ) of - for my son. The terms of the contract were $100.00 to cover the cost of the uniform, etc, and 12 monthly payments of $99.00 each ( total monthly payments to be $1100.00 ). My debit card was charged $100.00 by - - - on -/-/- for the down payment. On -/-/- and -/-/-, my debit card was charged by - - - for $99.00 for the first two monthly payments. On -/-/-, -/-/-, -/-/-, -/-/-, -/-/-, -/-/-, -/-/-, -/-/-, -/-/-, -/-/-, and -/-/- my debit card was also charged $ - monthly payments, except instead of being charged directly by Martial Arts Legacy it was being charged through their payment company.


of my payments, and they responded by stating they would send my account to collection for the final 2 payments ( which I had already paid ). Not including the down payment ( which I knew was separate ), I made 13 monthly payments of $99.00 to Martial Arts Legacy when I should have only made -. This summer I received a letter from Collection Services of Nevada ( CSN ) stating that they were attempting to collect a debt of $190.00 for -. I went to their office and provided them with a copy of my contract, along with copies of bank statements showing that all of my monthly payments ( plus one additional ) had been made. On -/-/- I received another letter from CSN stating that they " do not agree with your position '' and claiming that they had " supporting documents '' that showed the debt was valid and that they 'd sent me " validation of the debt. '' Just for good measure, they threatened to file a law suit if I did n't pay. They have never sent me copies of their " supporting documents '' nor " validation of the debt, '' I have provided them with proof ( bank statements ) showing that all payments to - - - were made, yet they are still reporting this to credit agencies and threatening me with a law suit. Can you please help me resolve this?