CIT Bank National Association Mortgage Complaint

CIT Bank National Association Mortgage department,

Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure California

I 've filed several complaints about my process working with Indymac/OneWest bank in attempts to modify my loan beginning -/-/-. Indymac/OneWest finally offered a loan modification -. After 3-months trial payments, I reviewed their contract and realized it would leave me with a mortgage of over $900000.00 which my late husband left me with, so I chose to move on. The house was scheduled for auction on -/-/- and I had friends interested in buying. My attorney called the Trustee Corporation phone number but a minimum bid amount was never available. On the day of the auction the auctioneer delayed in 15 minute increments so no minimum bid was ever announced, and there was no auction. After about an hour, my attorney called me to say the house was bank owned - - is on record as bank owner, so by not announcing a minimum bid, it feels like this was a back door deal between the banks. Two days later, a Realtor - with - - -, - County - and her husband were on the property taking photographs. I was given 30 days to vacate which would have been -/-/-, but I vacated on -/-/-. I 'm filing this complaint because it 's been a horrible process to be left a widow with a - dollar mortgage because the banks threw money at my late husband who was gambling on our equity. It 's been horrible to have been left with a mortgage over the $720000.00 maximum amount the Obama administration deemed worthy for debt forgiveness so people could stay in their homes of many years. And it was heartbreaking to go through the humiliation of a foreclosure that turned out to be a back door agreement between IndyMac/OneWest and -. And after all of that, the Realtor threatened me that the bank would sue me if there was vandalism at the house I vacated. My attorney explained the bank could not sue me after vacating, so I want anyone going through this to learn from my experience.