CIT Bank National Association Mortgage Complaint

CIT Bank National Association Mortgage department,

Conventional fixed mortgage Loan modification,collection,foreclosure California

Short and partial ( incomplete ) history of - - loans : -/-/- loans originated with - ( - and HELOC ) -/-/- HELOC to -. -/-/- loan to Indy Mac Bank/IndyMac Bank Mortgage Services ( - ). - -/-/- loan was reconveyed by - own so-called mistakes! ( No fault by - ) ( Also - made their own mistakes on HELOC and sued - ) FDIC took over IndyMac. And -/-/- OneWest Bank was founded to purchase the discounted loans. - lawsuit OneWest Bank - and - - ; regarding the mistaken reconveyance ( - ).


-/-/- OneWest Bank - was settled ; - defaulted. All past due payments were deferred and case was dismissed by Court -/-/- ; and the upcoming trial date vacated. -/-/- ( incomplete ) 'Settlement Agreement ' : Incomplete, that is, without the required and several times requested " Loan Modification Agreement '' documents by OneWest Bank for - ' - loans : a ) -/-/- 'Settlement Agreement ' between - and OneWest Bank was signed . And ( b ) only a settlement memorandum was added ( signed by OneWest Bank, - -, - VP ) The originator of the incomplete settlement documentation since -/-/- is lead attorney, - . - - -, - Note : OneWest Bank Mortgage Services, a div. of OneWest Bank, -/-/-, MERGED WITH CIT BANK ; and became 'OneWest Mortgage Servicing, a div. of CIT BANK. And after many letters and requests regarding the 'incomplete'-/-/- settlement agreement : The - filed complaint with the Consumer Financial Protection Bureau ( CFPB ) -/-/-. -/-/- - were notified by OneWest Mortgage Servicing/CIT Bank, - - that the 'Loan Modification Agreement ' ( - ) documents were being prepared. And - received the - documents -/-/- ; signed and returned to OneWest/CIT on -/-/-. Note : On -/-/- the counter signed loan modification documents were returned to us ... BUT the amended LOAN MODIFICATION DOCUMENTS HAD NOT BEEN RECORDED in California, - - County! We have been asking OneWest/CIT Bank a ) based on the loan modification agreement 's own verbiage which states on top of cover sheet : '' THIS MODIFICATION IS TO BE E-ECUTED IN DUPLICATE ORIGINALSONE ORIGINAL IS TO BE AFFI-ED TO THE ORIGINAL NOTE AND -ORIGINAL IS TO BE RECORDED IN THE LAND RECORDS WHERE THESECURITY INSTRUMENT IS RECORDED '' And b ) based on the Title Insurance - Form -, '' a title insurer will require that the following be satisfied : Receipt of ( 1 ) verification of recording of satisfactory modification of the deed of trust insured ( " Modification '' ) which modification has been properly executed by ( a ) the current record owner ( s ) of the Land, and spouses, if any ( b ) the current record owner ( s ) of the Indebtedness evidenced by the deed of trust ; and ( c ) the current trustee or substitute trustee of the insured deed of trusts ... '' NOTE : Yet we have received a formal notice from OneWest/CIT Bank, -/-/- 'that they will not record the - ( - ) loan modification agreements. '