Encore Capital Group Credit Card Complaint

Encore Capital Group Credit card department,

Delinquent account Maine

I held a credit card from - - - -. I had to retire from my job and was without - payments for over a year. The date was - and at this time I called - - and inform them. I also tried to make payments arrangements when I did received my -, however they sold my debt to Midlands Funding LLC instead. I wrote a letter to Midlands and asked them to verified the date. They sent me a bill of sale with redacted information in it. I wanted to know what they bought my debt for and could we work with this amount. Instead on - -, - they served me with court papers to serve me with the full amount they say I owe but blank out all in their so called verification of bill of sale. I called them immediately I explained that I can not pay them this debt in full as I am retired and collecting Social Security -. I asked them not to contact me by telephone. I also ask them to discharge or settle this debt for what they paid for it not what they are claiming they are saying and they refused. I said ok I will pay you - a month this is all I can afford. This said that was not good enough. On - -, - Again I received notice from the law firm ( debt collector ) stating I did not respond to their request on -/-/-. I again started I spoke with someone and told them on -/-/- that I would send them $20.00 a month and I did and will continue. I want them to verified my debt and not send me paperwork with redacted and blank amounts. I want them to settle this debt for a lower amount and let me make payments. They continue to accept my payments to this day but continue to want to sue me as well.