Action Financial Services, LLC Debt Collection Complaint

Action Financial Services, LLC Debt collection department,

Non-federal student loan False statements or representation Impersonated an attorney or official Florida

Over the last 18 years I have been receiving letters regarding the payment of this debt. I was born -/-/- the documents to this were signed 2 months after my - birthday. The staff at the school told me I had to sign them because my parents were at work. I paid monthly even though I could not attend class as there was no one to teach the class I was the only student. Then the school closed, so I did not get to attend but for 1 week. I have been receiving letters with Department of education '' listed as the sender since I was about - ( 10 years after the document was signed ) after providing verification that I was under - at the time, proof that the document signed was a - - loan ( not through the Department of Education ) and proof from the Department of education that they know nothing of this debt. Once received the company who owed the debt would close my case with them, then the debt gets sold and I have to go through this all over again. I am now being harassed by


attend the school, it is not through Dept. of Ed. and I was only - at the time. Then the letters started being mailed to my home, I received 10 in a 2 week period. The last one being a Department of Education letter stating Notice of Proposed Wage Garnishment ''. I have called the Department of Education and spoke to - who gave me the Case # - she stated my student loans with them are current and all payments are received. She stated this company does not have anything to do with the Dept. of Ed and if I owed Student loans through them I would not have been approved for Grants/Loans that I currently have. She reviewed the documents from AFS that say - '' and stated these should not have been sent as Dept of Ed has nothing to do with - Loans. She then referred me to Ombudsman through the Dept. of Ed. I contacted them Case # - Spoke to - who suggested that I do not give any information directly to this company as the Proposed Garnishment '' document lists an address in - GA which she states that phone number and Address has nothing to do with the Dept. of Education and due to the fact that my Student loans with them are Currently being paid it would be illegal for them to Garnish my wages for Student Loans. She then referred me to Consumer finance. I have provided all the information I can to these companies and they have continued to sell this debt regardless of it being from -/-/- ( per their records sent to me ) when I was - years ol.