Army and Air Force Exchange Service Credit Card Complaint

Customer service / Customer relations

Army and Air Force Exchange Service Credit card department,

Customer service / Customer relations Oklahoma

I have called multiple times to Aafes credit hotline in regards to a time sensitive matter. I had an account that was paid and closed -/-/-, the credit reporting agency - indicated that Aafes stopped reporting on this account -/-/- to all the credit reporting agencies. - has indicated to me that Aafes needed to update to today 's date or provide a letter to all - reporting agencies advising them to remove it from my credit report. This issue needed to be handled expeditiously as I am a veteran trying to finalize on the financing on my home loan, without this I will be without a home. First contact was with an agent that had to advise her supervisor of the issue, I was directed to email a formal complaint in. After the emailed complaint was sent a week and a half later I received an email from their credit disputes department stating that my report was updated to please allow 30-45 days for it to show on my report. I replied back asking for a copy of the updated outcome for my mortgage company to help finalize their credit decision. I received no reply, which I called their


a time, she nor did Aafes care about by time sensitive matter. I had to wait the allotted time until my reply email was back at top to be answered. The following day I called again in hopes to reach a more respectable, helpful supervisor. To my dismay I reached another very rude supervisor that had generic almost scripted replies, except this time I was told no one had even stated on my dispute yet. I informed the supervisor that I received an email prior to that day from an Aafes credit agent stating my report had been updated. I have continuously made contact with Aafes trying to get a copy of their credit report for my account, every time I am refused a copy and told to wait up to the 90 days for a reply. To my knowledge under the - the consumer should be sent a copy of their judgment on disputes.

Army and Air Force Exchange Service customer in Oklahoma
Nov 02, 2015

* Source: CFPB Complaint Database

Army and Air Force Exchange Service response to complaint:
Closed with explanation

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