Ray Klein, Inc. Debt Collection Complaint

Ray Klein, Inc. Debt collection department,

Other (i.e. phone, health club, etc.) Cont'd attempts collect debt not owed Debt is not mine Washington

In -/-/-, I received a letter from Professional Credit Services attempting to collect a debit in the amount of $230.00 listed for collection by - - - - -. I did not incur this debt. I immediately sent with a letter to dispute the debt and to request debt validation. I sent the letter via Certified Mail. I have a return receipt showing Professional Credit Services received it on -/-/-. In the meantime, I sent an email to - - - - - -. I wanted to know how an account was established in my name when I never applied for it. - - - at - - - - responded to my email. She said someone drove into a transfer station on -/-/-, dumped a load of solid waste, but could n't pay the fee. The transfer station had to open an account to collect the fee at a later date.


be held responsible for a debt incurred on -/-/-. - - informed me that Professional Credit Services have to substantiate that. On -/-/-, I mailed another letter to Professional Credit Services via Certified Mail. The letter included a detailed explanation of how the debt came to be put in my name. I also provided adequate proof that it was not my debt. I included a copy of the Report of Sale as evidence that I did not own the vehicle when the debt was incurred. I also provided a copy of the Bill of Sale bearing my signature and the signature of the new owner. I have a Return Receipt showing Professional Credit Services received my letter on -/-/-, but on -/-/-, I received another letter attempting to collect the debt. The collection notice included debt verification in the form of a receipt bearing a signature of the person who incurred the debt. The last name is not legible, but the first name looks like " -. '' It 's not my signature and it 's not the signature of the buyer, - -, as it appears on the Bill of Sale. The debt verification also included a computer screen print showing the account information on file with - - - -. The driver 's license field is blank. - - admits that the transfer station did not obtain any identification from the driver. The account information shows a phone number, but the number has never been assigned to me.